Hey guys,
I get this question every week:
“If you had $1,000 (or $10K... or $100K) to put into crypto right now, what would you do?”
So here it is. Clean. Tactical. Zero fluff.
These are the general allocations I’d actually deploy today broken down into three risk profiles: Degen, Balanced, and Boomer Brain with Crypto Bags.
Let’s go:
The $1,000 Portfolio
The Degen Starter Pack
Goal: Max upside. High volatility tolerance. Zero regrets.
40% – Narrative Bet
Bet on a hot sector (e.g. AI, DePIN, ZK). Ride the hype cycle.25% – Undervalued Midcap
Something with real users but still under $1B market cap.15% – Low Cap Moonshot
Roll the dice on a newer chain, subnet, or DeFi protocol.10% – ETH or BTC
For “stability” (lol), and to pretend we’re responsible.10% – Dry Powder
Sit on USDC and buy blood on 15% dips.
🧠 This is where you bet on conviction, not diversification. You’re not building a legacy. You’re swinging for upside.
The $10,000 Portfolio
The Balanced Believer
Goal: Mix of safety and asymmetric upside.
30% – BTC
Still king. Still dominant. Still liquid.25% – ETH (Staked)
Yield + upside = yes please. LSDs like stETH, mETH qualify.20% – L1 / L2 Rotation
Think SOL, SUI, SEI, or whichever new chain CT is about to fomo into.15% – Sectoral Exposure
Choose your fighter: RWA, AI or a bit of both.10% – Early Stage / Microcap
Higher risk, but only a slice of the pie.
Crypto is already far out on the risk curve. We want to feast on some of those volitility gains but we also don’t want to rug 90%.
The $100,000 Portfolio
The Boomer Brain, Crypto Heart
Goal: Preserve capital while still playing the game.
40% – BTC / ETH
Anchor the portfolio. Let the rest fly around it.20% – Diversified L1 or Index
Exposure to SOL, SUI etc. Don’t overthink just participate.15% – Real Yield Assets
Pendle, Ethena, Maker —things that spit out cashflow or pseudo-stable APY.15% – Venture Bets
TAO, niche infra, or obscure coins with cult dev followings.10% – Stables + Yield Farms
Something boring and liquid.
🎯 Think of this like a family office but fun. Your goal isn’t to 100x—it’s to not blow yourself up and still beat the S&P.
Why These Allocations?
Here’s what’s brewing:
Narratives are rotating fast: AI, DePIN, real yield, subnets, you need exposure, but don’t go full tilt.
Bitcoin dominance still strong: Don’t fade the king just yet.
ETH yield isn’t sexy, but it’s stable: When in doubt, collect and chill.
There’s blood coming: Keeping some dry powder gives you leverage without margin.
If this was helpful, consider this your monthly signal to recalibrate your bags.
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Or just forward this to a friend who still thinks airdrops come from planes.
Stay sharp,
Will
DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research.